The Asaan Karobar Card is a special initiative by the Chief Minister of Punjab to support small businesses and dealers for business in Pakistan without interest. This card makes it easier for business owners to get loans and financial help without complicated processes. It aims to increase small businesses by providing easy access to funds, helping them grow and succeed. 

With this card, the government of Pakistan makes sure that people looking to start or expand their businesses get the support they need without financial stress. In this article, we will overlook the asaan karobar card by CM P punjab benefits, its working process and other aspects in detail. So stay connected with us:

Eligible Criteria Set by the Government of Punjab

We know that there is some eligibility criteria for the CM Punjab Asaan Karobar Card scheme. For this, the following conditions must be available :

1. You are a citizen of Pakistan.You should have a National Identity Card (CNIC) issued by the Government of Pakistan.
2. You are a permanent resident of the Punjab province.
3. You should have a valid mobile number registered in your name.
4. Your age should be between 21 and 57 years.
5. You are a Small business person in Punjab province.
6. Karobar is located somewhere in the Punjab province.
7. Only one application can be submitted per Karobar.
8. Your credit history should be minimum. Like you should not have taken any loan from any other institution.

Card Registration Process for Asaan Karobar Scheme

If you hold all the eligibility criteria, then you are being told how you can get yourself registered in CM Punjab Asaan Karobar Card. For registration, the Punjab government has introduced a portal of “akc punjab gov pk”, where you enter your information after creating your account. So that you can successfully register for the CM Punjab Asaan Karobar Card.

Account Creation Process

1. Go to the “akc punjab gov pk” portal.
2. First of all, create an account to submit your application.
3. Click on the Sign-Up button and fill out a form, which includes the Name, Father’s Name, CNIC Number, Date of Birth, CNIC Issue Date, CNIC, Expiration Date, Mobile Number, and Password.
4. After registering an account, log in using CNIC and password and complete the application process.

Loan Purposes

1. New Businesses: Startup funding
2. Existing Businesses: Expansion, modernization, or working capital
3. Leasing: Commercial logistics
4. RECP Technologies: Climate friendly businesses

Asaan Karobar Loan Details

1. Equal monthly installments as per terms of the approval
2. Late Charges  include at least PKR 1 per 1000/day on overdue amounts

Loan Utilization and Repayment Details of CM Punjab Asaan Karobar Card

Loan Utilization:

1. You can utilize 50% of the loan in the first six months.
2. The grace period of the loan (the time before the installments start) is three months.
3. Once you get your card, the loan repayment will start in monthly installments after three months.

Repayment Procedure:

1. You will also have to pay an additional 5% grace period installment along with your current installment.
2. You will have to submit regular installments to the Punjab Government to repay the remaining 50% of the loan.
3. At the same time, you will also need to register with the FBR and the Punjab Revenue Authority (PRA).
4. Equal monthly installments as per terms of the approval
5. Late Charges  include atleast PKR 1 per 1000/day on overdue amounts

Important point: It is important and mandatory to register with FBR or Punjab Revenue Authority (PRA) within six months of getting your card.

Helpline: 1786

Final Words 

The Asaan Karobar Card by CM Punjab is a great facility option to support small businesses and investors by providing easy access to financial help. With simple eligibility criteria and an online registration process, make sures that business owners in Punjab can get the funds they need to start or grow their businesses. The loan comes with flexible repayment options and no extra charges, making it easier for small business owners to manage their finances.

By following the registration steps and repayment guidelines, business owners can take full advantage of this opportunity. This scheme is a step towards economic growth and financial stability for small businesses in Punjab. If you meet the eligibility criteria, do not miss this chance to boost your business with the Asaan Karobar Card.

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Asaan Karobar Card, CM Punjab loan scheme 2025, Interest-free business loans Punjab, Small business financing Punjab 2025, Asaan Karobar Finance Scheme, Punjab government business loans , Maryam Nawaz loan program